I firmly believe that all major economic/financial/spiritual cycles are pointing hard down from this coming September 13, 2015. Little time is left to prepare for this coming financial debacle. Procrastination is not your friend. Do whatever you can now to eliminate all your debts. Also, work on getting your FICO score to at least 750, above 800 would be optimal. Why? No one will grant you credit if you do not have an excellent credit score.
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